Why Rent when you can buy?
There is a saying in the Real Estate world that you are always paying a mortgage, the only question is whether it is yours or your landlord’s.
If you have reasonable credit and expect to stay in the area for three or more years, then it probably makes sense to buy. Why?
- Tax deductions. Did you know that you can deduct mortgage interest and property taxes when paying you income tax. That can add a real bonus at Tax time.
- Equity. You are building wealth for the future in two ways. First the amount you owe on the mortgage goes down each month with payments. Second your home is probably increasing in value. The difference is wealth build up which you can realize later by selling or refinancing. Yes the housing market was screwed up for a few years, but now it is steadily rising again. Those who were “waiting for the bottom” missed it.
3. Freedom to be creative. No longer will you have to ask permission to hang a picture or paint a wall. It’s yours, you can make it feel more like a real home.
So stop waiting and let us help you. We can put you in contact with one or more great lenders and once you know what you can afford, we will help you find it and lead you till that exciting day when you walk into your new home.
You have nothing to lose, so call us or fill in the form below and let’s get started.
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